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. You may need to budget for health-related expenses, such as stress-relief activities, ergonomic study equipment, or even medical visits if the stress takes a toll on your health.
c) Opportunity Costs
Opportunity costs refer to the potential income or benefits you forgo by choosing to pursue the CISM certification instead of other activities or opportunities. For example, you might have to decline freelance projects, delay a job search, or miss out on promotions while focusing on your certification. While these costs are intangible, they can have a real financial impact. https://dumpsarena.com/isaca-dumps/cism/
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